Using an in-depth analysis, we can shop and compare lenders that will consider more business losses on their tax returns to be credited back as income than traditional banks. Not all lenders look at business losses the same.
Avoiding tax return review altogether is possible by reviewing bank records. We can total revenue over different periods and apply a flexible expense factor depending on the type of business.
This allows you to apply for a loan with only your 1099, not including your tax return as part of the income analysis.
Applying for a loan based on your business's CPA or Enrolled Agent’s prepared financial statement is another option that avoids factoring in losses on your tax return.
We can review the liquid assets held in your business to be considered as a future distribution or income stream. This allows for cases where borrowers have well-capitalized businesses that may not be currently producing substantial revenue.